Golden Visa Through Property in Dubai

Buying property in Dubai can qualify you and your family for long-term UAE residency. This guide explains how the property route to the 10-year Golden Visa usually works, who is eligible and what to prepare before you buy.

What is the UAE Golden Visa?

The Golden Visa is a renewable long-term residence visa, usually issued for 10 years. Unlike an employment visa it is not tied to a sponsor or employer, so you can live in the UAE, work or run a business, and stay outside the country for long periods without the visa lapsing. Holders can also sponsor their spouse, children and, in many cases, domestic staff.

Who qualifies through property?

Property investors can apply when they own real estate in the UAE above the value threshold set by the authorities. In Dubai the published threshold has been AED 2 million in total property value, which may be made up of one property or several. Key points that commonly apply:

• The property value is normally taken from the title deed or the Dubai Land Department valuation
• Ready property and approved off-plan property from recognised developers can both be considered
• Mortgaged property can qualify, subject to the bank’s confirmation and the equity rules in force
• Jointly owned property may qualify when each owner’s share meets the threshold
• Lower-value property may qualify for a shorter, two-year investor residence visa instead

Choosing a property with residency in mind

If residency is a main goal, plan the purchase around the threshold rather than stretching for it. Factor in the 4% DLD transfer fee and other buying costs, which do not count towards the property value. Consider whether the home will be lived in or let out: communities with strong rental demand, such as Dubai Marina, Downtown Dubai and Business Bay, can help the property pay its way.

How Ideal Homes can help

Our team helps you shortlist property that meets the visa requirements, arranges mortgage advice through our mortgage service and guides you through transfer. If you plan to let the property, our property management team can look after tenants and maintenance while you are away.

This guide is general information, not legal or financial advice. Fees, thresholds and regulations change, so please confirm current requirements with our team or the relevant authority before you commit.